Buying a home is one of the largest investments you can make. Highcrest Home Lending provides the comfort, guidance and resources that you can trust!

Highcrest Home Lending strives to provide personalized lending experiences centered around dedicated customer service. As a local mortgage broker, our family of expert loan officers values building long-lasting client relationships based on trust and hands-on service.

Is refinancing the right move for you? See what our expert loan officers have to say about the benefits of refinancing and how it could lower your interest rate, term and drop PMI.

We created the following mortgage glossary and reference guide to help homebuyers navigate the mortgage and home buying process.

Having a bad credit score doesn’t mean you are out of the running to be a homebuyer. In fact, there are several ways you can work to improve your credit score.

Both renting and owning a home each have their own value, but there are several distinct financial benefits that lead us to believe owning a home is the better choice when it comes to investing in your wealth.

At Highcrest, ​​our team of expert loan officers has extensive experience working with first-time homebuyers, investors, high net worth borrowers, low to moderate-income borrowers and self-employed borrowers.

Communication is vital when it comes to the mortgage process. Buying a house is one of the most important financial decisions you will make and you want to be informed every step of the way. At Highcrest Home lending we want our clients to have a stress-free process from start to finish, so we put together a few of our top tips on keeping communication open and flowing throughout our time together!

When you apply for a mortgage, lenders want to make sure that offering you a loan is a good investment. They need confirmation that you’re a responsible borrower who is likely to pay their loan back on time. To ensure this, there are three key numbers that can make or break your mortgage loan application.

A mortgage is a long-term loan you acquire in order to purchase your new home. This loan allows you to make the purchase without paying cash upfront under the agreement that you will pay the money back in the form of monthly payments over the course of several years. But, do you know exactly what your monthly payments are really paying for?

Touring is one of the most important and exciting stages of the homebuying process. However, a tour can feel overwhelming if you don’t know what you’re looking for in a home. At Highcrest Home Lending, we care about our clients and want to provide you with the necessary tips in order to get you the best way home. We have narrowed down a list of do’s and don'ts when it comes to previewing a potential new home. It’s easy to let your attention drift and lose focus on the important points. Utilize this list to guide you through the touring process. Once you’ve found your dream home, we’ll be waiting to help you choose a mortgage that’s right for you!

Buying your first home is a milestone that you never forget. For some, having to buy a second home seems scarier than the first. At the time, you never thought you would need anything more than this home, it was perfect. As you get older, you may start to realize that the time to move has come sooner than you predicted.